Tokushima Taisho Bank holds seminar to develop ship finance expertise　徳島大正銀行、シップファイナンス人材育成へ勉強会

Ship loan portfolio reaches JPY229.4bn, expanding 2.5 times in eight years as internal knowledge and organisational capacity are strengthened

船舶融資残高2294億円、8年で2.5倍　行内理解拡大と体制強化へ

Tokushima Taisho Bank (The Tokushima Taisho Bank) held a “Ship Finance Study Session” in Tokushima City on February 27, 2026, with the aim of deepening internal understanding of ship finance. Around 30 participants attended, including branch managers from within and outside Tokushima Prefecture, relationship managers and head office staff.

In the morning, participants attended classroom lectures covering the fundamentals of ship finance and the bank’s own initiatives. In the afternoon, they visited the headquarters yard of Imura Shipyard in Komatsushima City, Tokushima Prefecture, where they observed a vessel launching ceremony.

■The full article includes the following topics (approximately 4,000 words)

→ Tokushima Taisho Bank expands ship finance portfolio to JPY229.4bn – a regional bank’s shipping finance initiative that has grown 2.5 times over eight years.

→ Developing “ship finance professionals” within a regional bank – a new initiative to cultivate employees with specialised knowledge through in-house training.

→ A financial world entirely different from real estate lending – the practical work of credit assessment involving charter contracts, ship values, market cycles and sanctions risks.

→ Experiencing the scale of the maritime business through a launching ceremony – the site of a major industrial project involving shipowners, shipyards and financial institutions.

→ Tokushima Taisho Bank’s challenge and deeper ties with Setouchi shipowners – the background to a regional bank positioning shipping finance as a pillar of its growth strategy.

Photo courtesy of Tokushima Taisho Bank (The Tokushima Taisho Bank)

(The remainder of the article can be read in the full text written in both English and Japanese. The Japanese article is published after the English version.)

徳島大正銀行、シップファイナンス人材育成へ勉強会

船舶融資残高2294億円、8年で2.5倍　行内理解拡大と体制強化へ

　徳島大正銀行（The Tokushima Taisho Bank）は2026年2月27日、船舶金融に関する行内理解を深めることを目的に「シップファイナンス勉強会」を徳島市内で開催した。徳島県内外の支店長や渉外担当、本部職員など約30人が参加し、午前は船舶金融の基礎や同行の取り組みを学ぶ座学、午後は井村造船本社工場（徳島県小松島市）で進水式見学を行った。

■記事本文では以下の内容を読むことができます（記事全文約4000文字）

→徳島大正銀行、船舶融資2294億円へ拡大 ― 8年間で2.5倍に成長した地方銀行の海運金融の取り組み。

→地方銀行が担う“船舶金融人材”の育成 ― 専門知識を持つ行員を行内教育で育てる新たな試み。

→不動産融資とは全く違う金融の世界 ― 用船契約、船価、市況、制裁リスクを読み解く審査の実務。

→進水式見学で体感する海運ビジネスのスケール ― 船主、造船所、金融機関が関わる巨大プロジェクトの現場。

→徳島大正銀行の挑戦、瀬戸内船主との関係深化 ― 地方銀行が海運金融を成長戦略に位置付ける背景。

Photo courtesy of 徳島大正銀行（The Tokushima Taisho Bank）

（続きは英語と日本語で書かれた本文でお読みください。日本語の記事は英文記事に続いて掲載されています）