Iyogin HD and Ehime Bank Head for Management Integration　いよぎんHDと愛媛銀、経営統合へ

Ship-related Lending to Exceed JPY 2tn, Set to Become Largest Among Japan’s Regional Banks

船舶関連融資2兆円超、主要地銀で最大規模に

　Iyogin Holdings, Inc. (HD) and Ehime Bank have entered the final stage of negotiations toward a management integration.

　A simple aggregation of the latest publicly disclosed figures shows that their combined ship-related and ocean-going shipping loan balance would total approximately JPY 2.09tn, making it the largest among Japan’s major regional banks for which lending balances have been publicly disclosed.

　The integration could reshape the landscape of maritime finance in Ehime Prefecture, home to one of Japan’s largest shipowner and shipbuilding clusters.

■The full article covers the following topics (approximately 2,000 words)

→ Combined ship-related lending of approximately JPY 2.09tn, becoming the largest among Japan’s major regional banks based on publicly disclosed figures

→ The integration of Ehime’s two maritime finance institutions and its implications for one of Japan’s largest shipowner clusters

→ A comparison and analysis of ship-related lending balances at Hiroshima Bank, YMFG and Bank of Fukuoka

→ How rising newbuilding prices and investment in environmentally friendly vessels are reshaping the ship finance market

→ Reporter’s View: Why this should be seen as a maritime finance restructuring rather than simply another regional bank merger

(Read the full article in the paid edition, published in both English and Japanese. The Japanese version follows the English article.)

いよぎんHDと愛媛銀、経営統合へ

船舶関連融資2兆円超、主要地銀で最大規模に

　いよぎんホールディングス（HD）と愛媛銀行が経営統合に向け最終調整に入った。

両行の船舶・外航海運向け融資残高を直近の公表数字で単純合算すると約2兆900億円となり、公表残高を確認できる主要地方銀行の中で最大規模となる見通しだ。

日本最大級の船主・造船クラスターを抱える愛媛で、海事金融の勢力図を塗り替える再編となる可能性がある。

■記事本文では以下の内容を読むことができます（記事全文約2,000文字）

→ 船舶関連融資は合算約2兆900億円、公表ベースで主要地銀最大規模へ

→ 愛媛の海事金融2行が統合へ、日本最大級の船主集積地への影響とは

→ 広島銀行、YMFG、福岡銀行との船舶融資残高を比較・検証

→ 船価高騰や環境対応船で拡大する船舶金融、市場構造の変化を解説

→ 地方銀行再編ではなく「海事金融再編」として読み解く編集部の視点

（続きは英語と日本語で書かれた有料版の本文でお読みください。日本語の記事は英文記事に続いて掲載されています）